Tools
Australian Salary Calculator
ATO-accurate · HECS/HELP · Super · Resident & Non-Resident
FY 2025–26 (Current) ATO Verified Super 12%
Income Details
$
$0$100K$200K$300K$400K$500K
Options
HECS / HELP Debt
Compulsory student loan repayments
Private Health Cover
Avoids Medicare Levy Surcharge (>$97K)
$
Salary sacrifice, novated lease etc.
$
Rental income, investments etc.
Pay Period Breakdown
| Component | Weekly | Fortnightly | Monthly | Annual |
|---|---|---|---|---|
| Gross Salary | $0 | $0 | $0 | $0 |
| Income Tax | −$0 | −$0 | −$0 | −$0 |
| Medicare Levy (2%) | −$0 | −$0 | −$0 | −$0 |
| Take-Home Pay | $0 | $0 | $0 | $0 |
| Super (12%) | +$0 | +$0 | +$0 | +$0 |
Annual Breakdown
Gross Salary$0
Taxable Income$0
Income Tax (gross)−$0
Net Income Tax−$0
Medicare Levy (2%)−$0
Take-Home Pay$0
Employer Super (12%)+$0
Tax Rates
Effective Rate (tax ÷ gross)0.00%
Marginal Rate (next $1 earned)0%
Tax Brackets
$0 – $18,200
0%
YOU
$18,201 – $45,000
16%
$45,001 – $135,000
30%
$135,001 – $190,000
37%
$190,001+
45%
Super Guarantee Rates
- FY 2023–24: 11% SGC (employer minimum).
- FY 2024–25: 11.5% (from 1 Jul 2024).
- FY 2025–26: 12% — final legislated increase.
- Max contribution base 2025-26: $62,500/quarter.
Stage 3 Tax Cuts
- Effective 1 Jul 2024 (FY 2024-25 onwards).
- 19% → 16% for $18,201–$45,000.
- 32.5% → 30% for $45,001–$135,000.
- 37% bracket extended from $180K to $190K.
Medicare & HECS
- Medicare Levy: 2% (shade-in below $27,222).
- MLS 1%–1.5% applies if no private health & income >$97K.
- HECS threshold 2024-25: $54,435 (1%–10%).
- LITO: up to $700 offset for incomes up to $66,667.
Disclaimer: Results are estimates based on ATO PAYG tax tables for Australian residents. Medicare Levy Surcharge is only applied when "Private Health Cover" is toggled off and income exceeds $97,000. LMITO ceased from 1 July 2022. Always verify with a registered tax agent or the ATO.